:: FACILITATE – Simplifying real estate brokerage

Facilitate is a product designed to allow real estate brokers to offer long term financing to their clients, so that each client can choose a convenient form of financing best suited for their needs.

Our Difference

• An experienced team of mortgage brokers dedicated to client service;
• Full support in exclusivity in the sale of real estate;
• Operational partnerships that guarantee client satisfaction;
• The possibility of offering simple and flexible solutions for selling real estate on a long term basis;
• Lowest cost for insurance on Death & Disability Coverage.

Advantages

• Agility, ease in brokerage and leverage in sales;
• Allows the seller to finance the sales, increasing the pool of potential buyers and sales velocity;
• Allows buyer financing without the need to deal with bank bureaucracy procedures.

PRINCIPAL CONDITIONS FOR TERM FINANCING

	Residential	Commercial
Maximum property value	No limit	No limit
Minimum property value	R$ 40.000,00
Installment Amount	Up to 75% of the lower of the appraised or sales value of the appraised or sales value	Up to 70% of the lower of the appraised or sales value of the appraised or sales value
Maximum Debt	R$ 1.000.000,00	R$ 1.000.000,00
Minimum Debt	R$ 30.000,00	R$ 30.000,00
Maximum Term	180 months	120 months
Minimum Term	12 months	12 months
Contract Index	IGP-M at delivery	IGP-M at delivery
Amortization	TP or SAC	TP or SAC
Adjustments	Monthly	Monthly
Payments	At a minimum 60% of installments are monthly	At a minimum 60% of installments are monthly
Guarantee	deed in trust	deed in trust
Insurance	MIP / DFI	MIP se PF / DFI
Debt to Income	25% for TP or 30% for SAC	25% for TP or 30% for SAC